From small business to agriculture to large business and everything in between, Pleasantville State Bank is here to work with you to achieve your business goals and give you the tools and solutions you need as a business owner.

When considering financing for your business - either as start up capital or to promote growth, there is some key information you should gather prior to coming in to the bank.

1. Check your credit report. If you are a sole proprietorship, or just starting out, you will need to check your personal credit history to ensure it is correct and accurate, and to take care of any "cleaning house" you may need to do with your credit before coming in. You can obtain your credit report online at: AnnualCreditReport.com. If you are a partnership or corporation or you have established a line of business credit already, you may check your business credit report online at: Experian.com for a small fee.
2. Assess your business plan. If you are just starting out, it's highly recommended that you create a business plan. This comprehensive "report" will help you focus your business and will increase your chances of success. If you are already in business, it is typically recommended that you review & revise your business plan at least yearly.
3. Be prepared for what is ahead. We strongly recommend that you research your business and field to gain important knowledge of where your field is heading and what may be in your future. This will assist you in establishing how much business funding you may need.

Useful Links:

• Small Business Administration: Filled with good resources that any business owner could use, the SBA may be able to guarantee your business loan.
• AXIS Atm Sales & Placement Service:  Get an ATM placed at your business. Vaulting services with one of our vaulting managers is available. Earn commissions of atm transactions.
• Business Advance Funding: Get your small business funded with invoice factoring. There are lenders we work with who will offer you funding for your business just on sales receipts.
• High Risk Merchant Accounts: Although we do not support high risk business models, there are service providers who cater to the high risk industry. Visit their website for more details.
• Payment Processing Services: If you need an invoicing or billing system for your internet based business go to their website for more details.